--- title: Let members choose a payment method description: "Offer several payment gateways at checkout in Ultimate Membership Pro: activate them, set their names and order, pick a template (logos, radio buttons or dropdown) and the default gateway." url: "https://ultimatemembershippro.com/docs/how-to-set-a-multi-payments-option/" updated: "2026-10-19" category: Payments tags: - custom special field - multiple payments --- # Let members choose a payment method 10 minBeginnerUltimate Membership Pro 14.2+ In Ultimate Membership Pro, members can choose between multiple payment methods when more than one payment gateway is active: by card, with PayPal or by bank transfer, for example. The checkout lists every active gateway, preselects your default one, and the member switches with one click. This guide activates several gateways, sets their names and order, chooses how the list looks, and explains which gateway is preselected. Before you start - Your checkout page is set up. See [Configure the checkout page](https://ultimatemembershippro.com/docs/configure-the-checkout-page/). - You have a paid Membership, for example **Pro Monthly** at $19/month. See [Create your first Membership](https://ultimatemembershippro.com/docs/step-2-create-levelssubscriptions/). - You have accounts with the providers you want to offer, for example Stripe and PayPal. See [Connect a payment gateway](https://ultimatemembershippro.com/docs/step-4-set-payment-gateway-if-applicable/). ## Which gateways to offer Most sites start with a card gateway and add one or two others for members who prefer another way to pay. For [card payments](https://docs.stripe.com/payments/cards/overview), [**Stripe Connect**](https://ultimatemembershippro.com/integrations/stripe/) is the recommended gateway: the card form stays on your checkout page and it handles recurring Memberships. Stripe Connect (recommended) **Members pay** : By card, on your checkout page **Recurring** : Yes, renewals are charged automatically **Member Portal** : Members can change their card or cancel PayPal Standard **Members pay** : On PayPal's payment page **Recurring** : Yes, as a PayPal subscription **Good for** : Members who prefer PayPal Wire Transfer **Members pay** : From their bank, using your instructions **Recurring** : No automatic renewals **Good for** : Companies and yearly plans; you confirm each payment Other gateways **Options** : Stripe Checkout, PayPal Express Checkout, Mollie, Braintree, Authorize.net, 2Checkout, Pagseguro **Setup** : Each has its own guide Setup guides: [Set up Stripe](https://ultimatemembershippro.com/docs/stripe-connect-setup-documentation/), [Set up PayPal Standard](https://ultimatemembershippro.com/docs/set-up-paypal-standard/) and [Accept bank transfers](https://ultimatemembershippro.com/docs/how-to-use-bank-transfer/). ## Activate the gateways 1. Go to Ultimate Membership Pro*›*Payment Gateways. 2. For each gateway you want to offer, click Complete setup, switch it on, fill in its credentials and click Save Changes. Only gateways that are switched on and fully set up appear at checkout. A gateway that's on but missing its keys or account connection is left out. Wire Transfer also needs its **Payment Instructions** before it counts as active. ## Set the name and order of each gateway Every gateway screen ends with an **Extra Settings** card. Open each active gateway in turn, for example PayPal: [![PayPal Extra Settings card with Label PayPal, Position 2 and an empty Short Description, numbered 1 to 3](https://ultimatemembershippro.com/wp-content/uploads/2026/10/ump-payment-choice-03-extra.png)](https://ultimatemembershippro.com/wp-content/uploads/2026/10/ump-payment-choice-03-extra.png) PayPal gets Position 2, so it comes after Stripe Connect. 1Label The name members see in the RadioBox and DropDown templates, and the name shown in Payment History. The Logos template shows the gateway's logo instead. Default: **The gateway's name (Stripe Connect: Credit Card)** 2Position The gateway's place in the list. Lower numbers come first. Give each active gateway its own number: Stripe Connect and PayPal both start at 1, and when two gateways share a number Ultimate Membership Pro decides their order itself. 3Short Description Optional text about the gateway, saved with its settings. Click Save Changes on each gateway screen. ## Show the list at checkout 1. Go to Ultimate Membership Pro*›*Showcases and open **Checkout Page**. 2. On the **Checkout Showcase** tab, make sure **Payment Method** is on, then set the two settings below it. [![Payment Method switch on, Template Logos and Default Payment Gateway Credit Card - Active, numbered 1 to 3, with the Memberships vs Payments link highlighted](https://ultimatemembershippro.com/wp-content/uploads/2026/10/ump-payment-choice-01-checkout-payment.png)](https://ultimatemembershippro.com/wp-content/uploads/2026/10/ump-payment-choice-01-checkout-payment.png) Payment Method settings on the Checkout Page screen. 1Payment Method Shows the list of active gateways at checkout. When it's off, members can't choose: the default gateway is used for every purchase. Default: **On** 2Template How the list looks (Payment selection showcase). - **Logos**: a clickable logo per gateway. - **RadioBox**: a radio button with each gateway's Label. - **DropDown**: a dropdown list of Labels. Default: **Logos** 3Default Payment Gateway The gateway that's selected when the checkout opens. Each entry says Active or Inactive; pick an active one. The link **Memberships vs Payments** below it opens the per-Membership rules (see step 5). Default: **Wire Transfer** Click Save Changes. ### The three templates [![Payment Method section with the Stripe, PayPal and Bank Transfer logos, Stripe selected](https://ultimatemembershippro.com/wp-content/uploads/2026/10/ump-payment-choice-04-logos.png)](https://ultimatemembershippro.com/wp-content/uploads/2026/10/ump-payment-choice-04-logos.png) Logos: the selected gateway is in full color. [![Payment Method section with radio buttons Credit Card (selected), PayPal and Bank transfer](https://ultimatemembershippro.com/wp-content/uploads/2026/10/ump-payment-choice-05-radiobox.png)](https://ultimatemembershippro.com/wp-content/uploads/2026/10/ump-payment-choice-05-radiobox.png) RadioBox: each gateway's Label next to a radio button. [![Payment Method section with a dropdown showing Credit Card](https://ultimatemembershippro.com/wp-content/uploads/2026/10/ump-payment-choice-06-dropdown.png)](https://ultimatemembershippro.com/wp-content/uploads/2026/10/ump-payment-choice-06-dropdown.png) DropDown: the Labels in a dropdown list. When the member picks another gateway, the checkout updates right away. Card gateways such as Stripe Connect show their card fields under the list; Wire Transfer shows “Wire Transfer details will be shown after payment complete”. ## Set the default gateway in Payment Settings The same **Default Payment Gateway** is also under Ultimate Membership Pro*›*Settings*›*Payment Settings. Changing it in one place changes it in the other. [![Default Payment Gateway row in Payment Settings with Credit Card - Active selected](https://ultimatemembershippro.com/wp-content/uploads/2026/10/ump-payment-choice-02-default-gateway.png)](https://ultimatemembershippro.com/wp-content/uploads/2026/10/ump-payment-choice-02-default-gateway.png) The Default Payment Gateway in Payment Settings. It's also the gateway Ultimate Membership Pro uses when the member can't choose: when Payment Method is off at checkout. ## Limit gateways for some Memberships With the **Memberships & Payment Methods** module, each Membership can offer only some gateways and have its own default, for example bank transfer for the Annual Pass only. See [Allow only some payment methods for a Membership](https://ultimatemembershippro.com/docs/levels-vs-payments/). ## Which gateway is preselected When the checkout opens, Ultimate Membership Pro selects one gateway, in this order: 1Gateway in the link A checkout link with `py=` and a gateway code, for example `?lid=2&py=paypal`, selects that gateway. 2The Membership's Default PaymentModule Set in the Memberships & Payment Methods module, when that module is on. 3Default Payment Gateway Your site-wide default. 4First gateway in the list Used when the gateway found above isn't active. Gateway codes for links: `stripe_connect`, `paypal`, `bank_transfer`, `stripe_checkout_v2`, `paypal_express_checkout`, `mollie`, `braintree`, `authorize`, `twocheckout`, `pagseguro`. Limits - Free Memberships never show the list: there's nothing to pay. - With a single active gateway, the list shows just that one. - The Logos template doesn't show your Labels. Use RadioBox or DropDown if the names matter, for example “Credit Card” or “Bank transfer”. Good defaults - Make your card gateway the default and give it Position 1: most members pay by card. - If you restrict gateways per Membership, check that each Membership's default gateway is one it allows. ## Example: card, PayPal and bank transfer **Coaching Club**Card first, PayPal second, bank transfer for members who pay from a company account. **Stripe Connect** : Active, Label Credit Card, Position 1 **PayPal Standard** : Active, Label PayPal, Position 2 **Wire Transfer** : Active, Label Bank transfer, Position 5 **Payment Method** : On, Template RadioBox **Default Payment Gateway** : Credit Card (Stripe Connect) ## Troubleshooting Why doesn't a payment gateway show up at checkout? Only gateways that are switched on and fully set up appear. Open the gateway under Payment Gateways and check its switch and credentials; for Wire Transfer, fill in Payment Instructions. If the Memberships & Payment Methods module is on, also check that the Membership allows that gateway. Members can't choose a payment method. Why? Check that Payment Method is on under Showcases › Checkout Page and that more than one gateway is active. For free Memberships the list never appears. How do I change the order of the payment methods? Open each gateway under Payment Gateways and set Position in its Extra Settings card. Lower numbers come first; give each gateway a different number. Where is the payment_select field from the old instructions? Ultimate Membership Pro no longer uses the payment_select field of the registration form. The payment method list is part of the checkout now, which also appears inside the registration form. Turn it on and choose its template under Showcases › Checkout Page. Why don't my gateway names appear at checkout? The Logos template shows logos only. Switch Template to RadioBox or DropDown to show each gateway's Label. Can I send members to the checkout with PayPal already selected? Yes. Add py=paypal to the checkout link, for example ?lid=2&py=paypal. Use stripe_connect, bank_transfer or another gateway code the same way. ## What's next [**Set up Stripe**The recommended card gateway.](https://ultimatemembershippro.com/docs/stripe-connect-setup-documentation/)[**Allow only some payment methods for a Membership**Different gateways per plan.](https://ultimatemembershippro.com/docs/levels-vs-payments/)[**Configure the checkout page**Coupons, taxes and the other sections.](https://ultimatemembershippro.com/docs/configure-the-checkout-page/)[**Accept bank transfers**Add Wire Transfer as an option.](https://ultimatemembershippro.com/docs/how-to-use-bank-transfer/)