--- title: Allow only some payment methods for a Membership description: "The Memberships & Payment Methods module limits which payment gateways a Membership can be bought with and picks its default one, for example bank transfer only for yearly plans." url: "https://ultimatemembershippro.com/docs/levels-vs-payments/" updated: "2026-10-18" category: Memberships --- # Allow only some payment methods for a Membership 3 minBeginnerUltimate Membership Pro 14.2+ · Module In Ultimate Membership Pro, the Memberships & Payment Methods module limits the payment methods per Membership: each one can offer only some of your [payment gateways](https://ultimatemembershippro.com/integrations/payment-gateways/) at checkout. For example, accept bank transfers for a yearly plan but only card or PayPal payments for monthly plans, where manual confirmation every month would be too much work. This guide switches the module on, limits the gateways of one Membership and sets its default gateway. Before you start - At least two payment gateways are enabled and set up. Only those can be chosen here. See [Connect a payment gateway](https://ultimatemembershippro.com/docs/step-4-set-payment-gateway-if-applicable/). - Your license is active; modules need it. See [Find and activate your license key](https://ultimatemembershippro.com/docs/where-to-find-your-license-key/). ## Switch on the module 1. Go to Ultimate Membership Pro*›*Modules and open **Memberships & Payment Methods** (in Memberships & Subscriptions). 2. Switch on **Activate/Hold Memberships & Payment Methods** and click Save Changes. [![Memberships vs Payments box with the Activate/Hold Memberships and Payment Methods switch on](https://ultimatemembershippro.com/wp-content/uploads/2026/10/ump-payment-methods-01-module.png)](https://ultimatemembershippro.com/wp-content/uploads/2026/10/ump-payment-methods-01-module.png) The module switch. ## Choose the gateways of a Membership Each [paid Membership](https://ultimatemembershippro.com/docs/step-2-create-levelssubscriptions/) has its own box. Find it, for example **Membership: Pro Monthly**: [![Membership Pro Monthly box: Default Payment PayPal; Payments Available PayPal and Mollie ticked, Bank Transfer unticked](https://ultimatemembershippro.com/wp-content/uploads/2026/10/ump-payment-methods-02-pro-monthly.png)](https://ultimatemembershippro.com/wp-content/uploads/2026/10/ump-payment-methods-02-pro-monthly.png) Pro Monthly can be paid with PayPal or Mollie, not bank transfer. Default Payment The gateway that's preselected at checkout for this Membership. The default follows the site-wide **Default Payment Gateway** under Ultimate Membership Pro*›*Settings*›*Payment Settings. Default: **Current Default Payment Method** Payments Available Untick the gateways this Membership can't be bought with. Default: **All enabled gateways** Click Save Changes in that box. Free Memberships have no box, since there's nothing to pay. ## What members see [![Checkout Payment Method section for Pro Monthly with only PayPal and Mollie](https://ultimatemembershippro.com/wp-content/uploads/2026/10/ump-payment-methods-03-checkout.png)](https://ultimatemembershippro.com/wp-content/uploads/2026/10/ump-payment-methods-03-checkout.png) Only the allowed gateways appear at checkout. The [checkout page](https://ultimatemembershippro.com/docs/configure-the-checkout-page/) lists only the allowed gateways, with the Default Payment selected. If the default isn't allowed or isn't available, the first allowed gateway is selected. To let members pick among gateways at all, see [Let members choose a payment method](https://ultimatemembershippro.com/docs/how-to-set-a-multi-payments-option/). Keep at least one gateway - If you untick every gateway of a Membership, its checkout page shows no payment method. - The rules apply to the checkout page's list of payment methods. ## Example: bank transfer for yearly plans only **Coaching Club**Monthly plans are paid online; the yearly pass can also be paid by bank transfer. **Pro Monthly** : PayPal, Mollie (default PayPal) **VIP Coaching** : PayPal, Mollie (default PayPal) **Annual Pass** : PayPal, Mollie, Bank Transfer ## Troubleshooting A gateway is missing from the Payments Available list Only gateways that are enabled and fully set up under Payment Gateways appear. Finish its setup first. All gateways still show at checkout Check that the module is on and that you saved the box of that Membership, not only the module switch. How do I offer bank transfer only for some Memberships in Ultimate Membership Pro? Turn on the Memberships & Payment Methods module, then untick Bank Transfer under Payments Available for every Membership that shouldn't offer it. ## What's next [**Let members choose a payment method**Several gateways at checkout.](https://ultimatemembershippro.com/docs/how-to-set-a-multi-payments-option/)[**Accept bank transfers**Set up wire transfer payments.](https://ultimatemembershippro.com/docs/how-to-use-bank-transfer/)[**Connect a payment gateway**Enable more gateways.](https://ultimatemembershippro.com/docs/step-4-set-payment-gateway-if-applicable/)[**Set up Mollie**One of the gateways in the example.](https://ultimatemembershippro.com/docs/set-up-mollie/)